Tuesday, November 24, 2015

Your Website Really Needs a Physical Address


I see it happening all the time... websites with no physical mailing address. It's as if they don't exist anywhere but in the scary world of cyberspace. I say scary because that's exactly what a high percentage of the web browsing population thinks of the Internet. When these people are looking to purchase a product and don't see a physical address, they get scared, and very likely abandon the purchase. And don't think that a typical email address for your contact information cuts it. People want a physical location.

So, what do you do? Simple. Use a physical mailing address as a contact option in your 'Contact Us' page and/or website order form. However, if you're a website owner that operates from your home, don't go and attach your home address to your website just yet, you might want to think about your mailing options.

Deciding where to have your business mail sent is not as straightforward as you might think. There are a few factors that you have to take into consideration – quantity of mail received, length of time at location, convenience, and of course, cost. The good news is that you have several options that are available to you:

   1. Your Home Address
   2. Mailing Services (Mailboxes Etc., The UPS Store, etc.)
   3. Mail Forwarding
   4. Post Office Box (P.O. Box)

Using your home address:

Using your home address is definitely the cheapest option. To the small to medium size website owners, it is probably the best option. However, if you tend to grow rapidly, or if your website already has a large user-base, then your home address may not be the best option for you.

If you are selling products from your website and allowing customers the option to mail in their order (which is good practice – and many do), then you could potentially get a lot of mail, depending on the user-base of your website, of course. If this is the case, then your home mailman will not be happy with you at this stage! And you may also find yourself spending a half hour out of each day prying your mail out of your tiny home mailbox that is not big enough to accommodate all that mail. Furthermore, if you ever move you will need to forward your mail to your new location, which never seems to be as smooth as you'd like it to be.

Then there's the fact the all of your customers can easily find out where you live. Not that you're hiding from anyone! But you could find yourself in the situation where you have a few inquisitive customers that don't mind "stopping by" to ask a few questions!

Using a Mailing Services (Mailboxes Etc., The UPS Store, etc.):

The use of a mailing service can be quite expensive ($25-$45 per month). However, there are some benefits. You can assign a suite number or have a real street name assigned to your business address, instead of a P.O. box. This can give the potential customer the impression that your business has an office or building that resides at the location. However, I have found that the cost of this service usually outweighs the benefits associated with it. Nevertheless, the money you pay to use a mailing service is tax deductible as a business expense.

Using Mail Forwarding:

Now, if you REALLY want to get fancy you can opt for the mail forwarding option. Here you can pay a company in a "big time" city like New York or Chicago to accept your mail and forward your mail to you. This is EXPENSIVE! And there is another major drawback - you are always getting your mail about 2-5 days late due to the forwarding time.

Using a Post Office Box (P.O. Box):

The use of a P.O. Box is, in my opinion, the best choice for those that run high traffic websites out of their home. Not only does your mail get to the P.O. Box more quickly, but also the cost is relatively cheap (about $50-$125 per year). Again, this cost is a business expense, so save your receipt and write it off!

In my opinion and experience, most people are accustom to the P.O. Box and do not mind sending orders to it. In fact, many big companies use P.O. boxes as a matter of conveniently keeping the mail separate.

There you have it, four good ways to make your customers feel more secure by adding a physical address to your website. Pick the one that suites you and your company's needs best – everyone is different. The important thing is to give your customers a place to send physical mail.

Good luck! And be sure to come back to visit VictoryKey often for more online business tips and discussions!

Sincerely,

Michael Ellis

Your Web Merchant Account


Do you know of competitors who are using a Web merchant account? If so, chances are they are more than satisfied with the benefits this type of account can confer on a business of any size. Assuming this is the case, do you really want to be left behind as your colleagues begin to see profit increases from 50% to 400%? Obviously not! Now is the time to maximize your company’s potential by applying for a merchant account that will support your company’s image and credit card processing operations on the Internet. If you already have a Website, let a merchant account make it even better by enhancing your technical operating functions. If you don’t have a Website, a merchant account can make it easy to put one up and start accepting credit payments from your clients. 

When you apply for a Web merchant account, you are asking for a bank or another financial underwriter to support your credit excursions into the world of e-commerce. As more and more business owners look to technology to improve the way they do business, they will need support from banks in the form of credit services and technical assistance. A company Website is the perfect means of showcasing your company to every customer in the world. You don’t have to rely on expensive print or broadcasting media. Just register for a domain name, find a host site that accepts a low monthly rental fee, hire a designer to help you create a fantastic company image, and you’re in cyber-business! Your merchant account can help to pay for these services and assist with locating the technical help you need to make them happen and keep them operational. Alone, you may not make much progress, but with a powerful underwriter working behind the scenes, your company could emerge front and center in your industry. 

A Web merchant account will let you extend credit card payment services to customers from every nation in the world. You don’t have to wait for checks in other types of currency to arrive or have them converted at your bank, and then wait again to be sure the funds are in the account of origin. With a credit card processing feature on your company’s Website, you can easily and quickly process each transaction, or several transactions at once, to keep the cash flow steady and your customers satisfied. 

Your Web merchant account will let you adopt other equipment as well, like a pager, a wireless credit card processor for remote destinations, and a digital credit card processor. Gone are the days of manual payment processing that require patient effort on the part of both customer and cashier. Now customers can pay their own bills with a credit card, usually without the help of a company employee. Some start-up effort with the help of your merchant account will let you turn your attention to other things while sales pretty much take care of themselves. 

Find out now how your business can benefit from a Web merchant account.